Bank Of India Q2 | ₹70,000 Cr Loan Pipeline Boosts Credit Growth Outlook | Rajneesh Karnatak　 #ETNOW

The bank’s latest quarterly update shows strong loan growth and improving asset quality, with global loan growth at 14% and RAM segment expanding 17%.
In this exclusive interview, the bank’s MD shares optimism for H2FY26, citing a ₹70,000 crore loan pipeline and expectations of NIM recovery by Q4FY26.
With credit costs dropping to 0.28%, fresh slippages below ₹900 crore, and SMA book improving sharply, the bank appears well-positioned for sustainable growth.
ECL norms are expected to have only a minor CRAR impact (~0.75%), reinforcing management confidence in profitability and balance sheet resilience.

#bankearnings #loanbookgrowth #creditcost #nims #assetquality #indianeconomy #bankingsector

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